{"contentType":"awaken-destiny.transfer-fees-comparison","version":"2026-07-01","updatedAt":"2026-08-25T14:51:43.868Z","scheduleUpdatedAt":"2026-07-01","beacPeg":{"eurToXaf":655.957,"authorityName":"BEAC","noteEn":"Fixed institutional peg used as FX reference: 1 EUR = 655.957 XAF. Operator rates apply a margin below this peg.","noteFr":"Parité institutionnelle fixe utilisée comme référence de change : 1 EUR = 655,957 XAF. Les taux opérateurs appliquent une marge sous cette parité."},"amountEur":200,"receiveFilter":"all","quotes":[{"providerId":"taptap-send","amountEur":200,"feeEur":2.4,"paidEur":202.4,"providerRate":650.0534,"receivedXaf":130011,"beacEquivalentXaf":132766,"costEur":4.2,"costPercent":2.075},{"providerId":"remitly","amountEur":200,"feeEur":2.99,"paidEur":202.99,"providerRate":646.7736,"receivedXaf":129355,"beacEquivalentXaf":133153,"costEur":5.79,"costPercent":2.852},{"providerId":"worldremit","amountEur":200,"feeEur":2.99,"paidEur":202.99,"providerRate":645.4617,"receivedXaf":129092,"beacEquivalentXaf":133153,"costEur":6.19,"costPercent":3.049},{"providerId":"bank-transfer","amountEur":200,"feeEur":15,"paidEur":215,"providerRate":642.8379,"receivedXaf":128568,"beacEquivalentXaf":141031,"costEur":19,"costPercent":8.837},{"providerId":"ria","amountEur":200,"feeEur":5.5,"paidEur":205.5,"providerRate":641.5259,"receivedXaf":128305,"beacEquivalentXaf":134799,"costEur":9.9,"costPercent":4.818},{"providerId":"moneygram","amountEur":200,"feeEur":7.3,"paidEur":207.3,"providerRate":637.5902,"receivedXaf":127518,"beacEquivalentXaf":135980,"costEur":12.9,"costPercent":6.223},{"providerId":"western-union","amountEur":200,"feeEur":8.9,"paidEur":208.9,"providerRate":632.9985,"receivedXaf":126600,"beacEquivalentXaf":137029,"costEur":15.9,"costPercent":7.611}],"providers":[{"id":"taptap-send","category":"app","fee":{"kind":"percent","rate":1.2,"minEur":0.99},"fxMarginPercent":0.9,"feeOnTop":true,"receiveMethods":["mobile_money"],"typicalHours":{"min":0,"max":1},"updatedAt":"2026-07-01"},{"id":"remitly","category":"app","fee":{"kind":"hybrid","fixedEur":1.99,"percent":0.5},"fxMarginPercent":1.4,"feeOnTop":true,"receiveMethods":["mobile_money","cash","bank"],"typicalHours":{"min":0,"max":2},"updatedAt":"2026-07-01"},{"id":"worldremit","category":"app","fee":{"kind":"fixed","eur":2.99},"fxMarginPercent":1.6,"feeOnTop":true,"receiveMethods":["mobile_money","cash","bank"],"typicalHours":{"min":0,"max":2},"updatedAt":"2026-07-01"},{"id":"ria","category":"agency","fee":{"kind":"hybrid","fixedEur":3.5,"percent":1},"fxMarginPercent":2.2,"feeOnTop":true,"receiveMethods":["cash","mobile_money"],"typicalHours":{"min":0,"max":1},"updatedAt":"2026-07-01"},{"id":"moneygram","category":"agency","fee":{"kind":"hybrid","fixedEur":4.9,"percent":1.2},"fxMarginPercent":2.8,"feeOnTop":true,"receiveMethods":["cash","mobile_money"],"typicalHours":{"min":0,"max":1},"updatedAt":"2026-07-01"},{"id":"western-union","category":"agency","fee":{"kind":"hybrid","fixedEur":5.9,"percent":1.5},"fxMarginPercent":3.5,"feeOnTop":true,"receiveMethods":["cash","mobile_money"],"typicalHours":{"min":0,"max":1},"updatedAt":"2026-07-01"},{"id":"bank-transfer","category":"bank","fee":{"kind":"fixed","eur":15},"fxMarginPercent":2,"feeOnTop":true,"receiveMethods":["bank"],"typicalHours":{"min":24,"max":120},"updatedAt":"2026-07-01"}],"caveats":{"fr":["Barème éditorial indicatif (frais + marge de change typiques), non affilié aux opérateurs.","Les tarifs réels varient selon le corridor, le montant, les promotions et le mode de paiement.","Vérifiez toujours le montant final affiché par l’opérateur avant d’envoyer.","Distinct des moyennes Remittance Prices Worldwide (/api/remittances/cameroon), qui ne sont pas des devis bilatéraux live."],"en":["Indicative editorial schedule (typical fees + FX margin), not affiliated with operators.","Real prices vary by corridor, amount, promotions and payment method.","Always check the final amount shown by the operator before sending.","Distinct from Remittance Prices Worldwide averages (/api/remittances/cameroon), which are not live bilateral quotes."]},"related":{"pageFr":"https://awakendestiny.org/fr/comparateur-frais-transfert","pageEn":"https://awakendestiny.org/en/transfer-fee-comparator","remittancesApi":"https://awakendestiny.org/api/remittances/cameroon","eurXafApi":"https://awakendestiny.org/api/eur-xaf","apiUrl":"https://awakendestiny.org/api/transfer-fees"},"query":{"eur":200,"receive":"all","noteEn":"Pass ?eur=200 (1–10000) and optional ?receive=cash|mobile_money|bank|all. Quotes sorted by received XAF (best first).","noteFr":"Passez ?eur=200 (1–10000) et optionnellement ?receive=cash|mobile_money|bank|all. Devis triés par XAF reçus (meilleur en premier)."}}